1. Speculative Acts, etc.

Executives and employees shall not engage in gambling, speculative acts, recreational acts, stock investments, virtual assets or access to pornographic websites during working hours, and shall not spend working hours for personal use, such as unauthorized leave from the office or work posts without proper approval from authorized superiors.

2. Acceptance of Money and Entertainment

Executives and employees shall not offer or accept money or entertainment or equivalent preferential assistance and unfair benefits for or from customers, business partners or employees.

3. Private Cash Loan, etc.

Executives and employees shall not, directly or indirectly, involve with monetary transactions with or offer cash loans for executives and employees of business partners or our bank, and shall not gain excessive borrowings or offer guarantees.

4. Organization of Private Group

Executives and employees shall not form a private group which may obstruct harmonious relationship amongst employees and further advancement of the bank.

5. Prohibition of Discriminative Treatment

Executives and employees shall not favor nor discriminate certain individuals or groups based on regionalism, kinship or school ties during the course of performing their duties.

6. Sexual Harassment and Gender Discrimination

Executives and employees shall pay mutual respect to each other, and shall not engage in any acts of sexual harassment and gender discrimination.

7. Profit-making Activities and Holding Concurrent Office

No one shall be allowed to engage in businesses for the purpose of profit-making or to hold the office of executive or employee of other enterprises without approval from the President of the bank.

8. Private Use of Bank Assets

Executives and employees shall not use bank property, such as vehicles, real estate, electronic devices, other goods, etc, for personal purposes and anyone employed by the bank shall ensure using the bank’s assets are used efficiently to avoid wasting them.

9. Transparent Claims for Expenses

When deciding on and claiming expenses, executives and employees shall handle all such claims in accordance with the relevant laws and regulations and shall not claim such expenses for personal purposes.

10. Prohibition of Improper Solicitations