1. Acts Causing Financial Accident

No executives and employees shall cause damages to the bank through financial accidents arising from the willfulness or gross negligence.

2. Violation of Real Name Financial Transactions and Confidentiality

No executives and employees shall violate the “Act on Real Name Financial Transactions and Confidentiality” and related enforcement decrees during all financial transactions.

3. Involvement in Money Laundering

No executives and employees shall, directly or indirectly, involve with money laundering through irregular or illegal business process or aid unfair trade practices of bank users, including tax evasion, fraudulent accounting and unfair inside trading.

4. Involvement in Fraudulent Payment for Share

Executives and employees shall neither knowingly aid or mediate the acts of fraudulent payment for share nor commit the acts of fraudulent payment for share by conspiring with related parties.

5. Illegal Foreign Exchange Transaction

Executives and employees shall not conduct illegal foreign exchange transactions, such as wire transfer and exchange of foreign currency without taking proper procedure of document verification or abnormal divided remittances of foreign currency.

6. Resource-free Transactions

Executives and employees shall not issue valuable securities, such as cashier’s check, in advance or commit deposit transactions without proper deposits.

7. Irregular Job Achievement

Executives and employees shall not bring in deposits and other achievements through peculiar means or excessive competitions, and shall not engage in transactions with customers which may deem unsound based on generally accepted social practices.